Insurance & Risk Management in Athens, GA

A young boy is sitting in the driver 's seat of a convertible car.
A young boy is sitting in the driver 's seat of a convertible car.

Protect What Matters Most

Insurance & Risk Management Services You Can Trust

Collins/Moody CPAs provide insurance and risk management services to help Athens families prepare for life’s uncertainties. From life insurance to long-term care coverage, we build strategies that protect your financial future.

Focused on What Matters Most

Life Insurance Planning

Disability Insurance Guidance

Two documents with a bar graph icon.

Long-Term Care Planning

Hands cradling an elderly person with a cane, representing care.

Coordinated Risk & Investment Strategies

Family and Business Protection

Hand cupping figures, symbolizing care or support for a family.

How We Help Athens Families

We integrate risk management into your overall financial plan, ensuring that your family and business are covered. By aligning insurance decisions with tax and investment strategies, we create a holistic safety net for the future.

Proudly serving individuals and families in Athens and nearby areas like Bogart, Watkinsville, Commerce County, Danielsville, and Jefferson.

Our Services

Life Insurance Planning

Choosing the right type and amount of coverage.

Disability Insurance

Protecting income if you can’t work.

Long-Term Care Planning

Preparing for healthcare needs later in life.

Business Continuity

Ensuring companies are protected in unexpected events.

FAQ

  • Do I really need life insurance if I already have savings?

    A review is a CPA service where your financial statements are analyzed and checked for consistency. It provides limited assurance to lenders and investors without the depth or cost of a full audit.

  • What’s the difference between term and permanent life insurance?

    Term covers you for a set period at lower cost, while permanent (whole or universal) lasts a lifetime and can build cash value. The right choice depends on your goals.

  • Is long-term care insurance worth it?

    It can be, especially if you want to protect your savings from high care costs. We review options and help determine what’s best for your situation.

Secure Your Future with Confidence

Work with advisors who align your protection and investment strategies.