Retirement Planning in Athens, GA
Plan Today for Peace of Mind Tomorrow
Retirement Planning Services You Can Trust
Collins/Moody CPAs help Athens families prepare for retirement with strategies that balance income, savings, and tax efficiency. From Social Security timing to managing withdrawals, we create a plan that works for your lifestyle.
Focused on What Matters Most
How We Help Clients Prepare
We look at the full financial picture — savings, pensions, investments, and taxes — to create a retirement plan that supports you through every stage. Our CPA and fiduciary expertise ensures every dollar is working for your future.
Proudly serving individuals in Athens and nearby areas like Bogart, Watkinsville, Commerce County, Danielsville, and Jefferson.
Our Services
Social Security Planning
Find the right time to start benefits.
RMD Strategies
Avoid penalties and reduce taxes on withdrawals.
Income Planning
Turn savings into steady retirement income.
Tax Coordination
Minimize taxes on distributions and investments.
FAQ
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When should I start taking Social Security?
A review is a CPA service where your financial statements are analyzed and checked for consistency. It provides limited assurance to lenders and investors without the depth or cost of a full audit.
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What is an RMD and why does it matter?
Yes. Our CPAs represent clients before the IRS and Georgia Department of Revenue. We’ll review your notice, explain what it means, and respond directly on your behalf to resolve the issue.
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Can you help reduce taxes in retirement?
Yes. From Roth conversions to smart withdrawal strategies, we design plans that maximize your income and minimize tax burdens.
Your Retirement, Your Plan
Build a retirement plan that reflects your goals with advisors you trust.